TIME TO BOYCOTT SEARS AND K-MART STORES

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THE STORES THAT STOLE CHRISTMAS
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SEARS RAISES INTEREST ON THEIR
CREDIT CARDS RIGHT BEFORE THE HOLIDAYS
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Sears

I am still fuming at what these credit card companies have done. Now a story on the Sears Card. I noticed a couple of months ago that my interest on my Sears Card that also works for K-Mart which is owned by Sears stores raised my interest to 25.24 per-cent. I called and spoke to a woman and she said she would lower the rate back to the old rate I had. So I get a bill last month, and I still see the new high rate. I figured between the time the bill was made and the time I talked to this woman at sears, the bill must have been made before she put my interest back to the old level. But to my surprise, I just got a bill today, and the interest is still at this high rate. I just got off the phone with some Representative from Sears. I explained that the woman I spoke to a couple of month ago said she was putting the rate back to the old level. He said she was wrong. I told him that my credit score is now almost 800, which is better than 90 per-cent of the country and this was a outrage. I always pay my bills on time and I always pay more than is due. Not that I used my Sears card much anyway, because even at the old rate, it was high compared to my other cards that are as low as 9 per-cent. So I tend to use my lower rate cards at Sears and K-Mart. When I asked the guy if there was any way he could lower the rate, he said no. I told him I would no longer shop at Sears or at K-Mart. Now this month I have been redecorating my apartment. I have spent thousands of dollars on everything from floors to plants and even a huge new refrigerator. I brought new big screen televisions and much of this stuff I brought at K-Mart, even know I do not like the store much, it is close and easy for me to carry the packages home. The reason I don't like the store is because the shelves are messy, it's hard to tell the price on just about anything unless you run around the store looking for a price scanner, and this takes time. The people in the electronics department really had no idea about electronics, at least what I can see. You got tons of Televisions everywhere, but no one around to tell you about them and to make a sale. The K-Mart in Penn Station I bet is one of the worst one they have. Anyway, back to my Sears card. My regular readers of Times Square Gossip know that I do not take the crap from these credit card companies. I have cancelled several of them already. Some of the cards I have, I was a loyal customer for many, many years. I think it sucks that we bailed out these credit card companies and these banks and then they screwed them all. Their newest trick the past couple of months, is to raise peoples interest before the new laws go into effect next year, when they will not be able to do this at their whim. So I got rid of my Bank Of America, or should I say Bank Of Crooks card, I got rid of that foreign owned bank card HSBC card which lowered my credit line from 10 grand to three hundred and ten bucks. Where they got that number, I will never know. I was so loyal to HSBC too, and always paid on time and yet they did not blink twice to screw their loyal customers. So the taxpayers bailed out all these banks with billions, and they did not help the American Public, they screwed them even more. We gave them our money from our taxes and then they did not use the money to help us, they used the money to open so many more branches to beat their competition. Now they want to pay it all back, since they are doing good again, after we helped them. They only want to pay it all back now, so they can give their CEO's big paychecks again. They made their good customers pay for their greed. They got rich and look where we are now. The banks are OK thanks to us bailing them out, but the America Public has no jobs, no money and now the banks are squeezing every red bloody cent from the people that saved them. Even American Express has screwed everyone. But hey, what do you expect from a company that settled age discrimination lawsuits years ago to protect their image and made everyone sign secret agreements never to reveal the settlement. They even screwed the people that worked for them. It's time the American Public to say no more. When these credit card companies screw you, screw them. Pay off the balances and either close the account or never use the card. Do not listen to these people that say never cancel a account, it will hurt your credit score. My score did go down when I cancelled my Bank Of America card, but it bounced back a few months later. And now when I cancel a card, I open another account somewhere else right away. That way you still have the amount of credit available and so far my score has not suffered. I said this before and I'll say it again, I think it sucks that you have to suffer when you do not want to do business with crooks anymore. It is not right and I think the Obama White House should start going after these companies. So today, I add Sears and the K-Mart companies to my list that I will no longer do business with.